If NO CASH IS USED ..... WHY WOULD WE NEED BANKS?????? FDR TOOK all LAWFUL MONEY(gold&silver coinage)from Americans.. The price of gold never went up in VALUE UNTIL THE MONEY WAS IN THEIR HANDS.. Instantly from $23.92oz up to $32.? 384 Billion in gold stolen and then it's up almost40% overnight...and issued money substitute..a note is an IOU... Legal tender isn't currency... And all that VALUE was not enough for debt owed..so ALL LIVESTOCK INCLUDING HUMANS AND UNBORN CHILDREN PLUS ALL LANDS.TITLES.AND DEEDS FROM COAST TO COAST... WE ARE DEBT SLAVES WHEN BORN